No matter the size of your business or nonprofit, there are probably opportunities for you to get more from your everyday spending. That's where business credit cards come in. In this article, we explain the various transaction types that would support a business credit card, as well as share links to our online credit card portal to compare rewards and benefits.

Key Takeaways:

• Amplify offers business credit cards with a wide range of benefits.
• Businesses and nonprofits can use their credit card to earn rewards, improve cash flow, or track spending.
• To learn more, use our scheduler tool to book a virtual appointment with a commercial banker.

What is a business credit card?

Business credit cards are much like consumer credit cards, only for your business. They are typically used for business expenses such as travel, office supplies, and purchasing supplies. Business credit cards offer transaction details, account monitoring, automatic payments, and purchase records.

What are the benefits of a business credit card?

The rewards of a business credit card depend on the type of card you select. Here are a few high-level benefits for your organization:

• Earn rewards and perks. Choose from a cash back incentive, travel benefits, or points earned per spend.
• Improve cash flow. Business cards provide a flexible revolving line of credit which can help manage cash flow gaps and cover unexpected expenses.
• Expense tracking and reporting. The online portal offers expense tracking and reporting tools to help monitor spending.
• Employee spending control. Issue cards to your employees and control their spending limits, help monitor their expenses, and track categories where money is spent.
• Separation of business and personal finances. Keep your business expenses separate which makes it easier to track business spending, manage cash flow, and simplify accounting and tax preparation.

For more information on our credit card benefits, use our scheduler tool to book a virtual appointment with a commercial banker.

How do I choose a business credit card?

Visit our product webpage to compare our credit card offerings and choose the benefits that are right for your organization.

• Visit our credit card portal.
• Click the Business tab below the featured products.
• Click on the credit card feature you want to highlight.

For more information on our credit card options, use our scheduler tool to book a virtual appointment with a commercial banker.

Is a business credit card right for your organization?

Amplify offers a wide range of credit cards to meet the needs of every business or nonprofit. A business credit card might be a good fit for your organization if you can answer yes to any of the following questions:

• Are you a new business and need help with cash flow?
• Are you interested in earning rewards on your business purchases?
• Do you have fluctuations in revenue throughout the year that additional cash flow could provide a cushion during your slow periods?
• Do you need a line of credit under $50,000?
• Could you benefit from the built in expense management tools offered through the online portal?

To discuss your credit card use case with a member of our team, use our scheduler tool to book a virtual appointment with a commercial banker.