What is the Alliance of Austin Credit Unions?

Learn more about the free ATM network provided by the Alliance of Austin Credit Unions.

Written By Matthew Monagle (Member Support)

Updated at July 29th, 2024

One of the major differences between credit unions and banks is the collaborative members often see between financial cooperatives. Texas credit unions often pool resources to provide members with a seamless banking experience across state. In this article, we will introduce you to the Alliance of Austin Credit Unions and explain how Austin-based credit unions work together to keep member costs down.

Key Takeaways:

  • The Alliance of Austin Credit Unions is a joint effort between several Austin-based credit unions to provide a free ATM network to our collective members.
  • Amplify members can use the ATMs of any participating credit unions with zero operator fees.
  • Learn more by visiting the Alliance of Austin Credit Unions website at www.freecuatms.org.

What is the Alliance of Austin Credit Unions?

The Alliance of Austin Credit Unions is a collaborative program between several Austin-area credit unions to provide free ATM access to credit union members. 

What is the list of participating credit unions?

Here is the full list of credit unions that are members of the Alliance of Austin Credit Unions:

  • A+ Federal Credit Union
  • Aggieland Credit Union
  • Amplify Credit Union
  • Austin Federal Credit Union
  • Austin Telco Federal Credit Union
  • Capitol Credit Union
  • Government Employees Federal Credit Union (GEFCU)
  • Greater Texas Federal Credit Union
  • LCRA Credit Union
  • Public Employees Credit Union
  • Star of Texas Credit Unio
  • Texas DPS Credit Union
  • Texas Health Credit Union
  • United Heritage Credit Union
  • University Federal credit Union (UFCU)
  • Velocity Credit Union

You can also view the full list by visiting the Alliance of Austin Credit Union website at www.freecuatms.org.

How does the Alliance’s free ATM network work?

As part of our signature fee-free banking program, Amplify members always pay $0 in out-of-network fees when using a non-Amplify ATM. However, many ATM owners may still charge an operator fee for using their machine. While Amplify does offer ATM reimbursements to qualified members, the best way to avoid ATM operator fees is by using a machine that does not charge them.

Using a partner ATM from one of the participating credit unions ensures that you will pay $0 in operator fees for accessing a non-Amplify ATM. To find the participating ATM nearest you, visit the Alliance of Austin Credit Unions website and enter your zip code or address.

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